
Aniello Insurance Agency
Privacy Policy Notice
(as of July 1, 2001)
Title V of the Gramm-Leach-Bliley Act (GLBA) and the laws of the State of Nevada generally prohibit us from sharing nonpublic personal information about you with a third party unless we provide you with this notice of our privacy policies and practices describing the type of information that we collect about you and the categories of persons or entities to whom that information may be disclosed. In compliance with the GLBA and Nevada law, we are providing you with this document, which notifies you of the privacy policies and practices of Aniello Insurance Agency.
1. Information we collect:
A. Categories of Information Collected
and Sources From Which We Collect It.
We collect nonpublic personal
information about you from the following sources:
1) Information that you
provide us on applications and other forms.
2) Information about your transactions with us from the insurance
companies we contact to underwrite your insurance.
3) Information we receive from the Department of Motor Vehicles or
other consumer reporting agencies.
4) Information contained in medical records or from medical
professionals that is related to insurance claims.
Unless it is specifically stated otherwise in an amended Privacy Policy
Notice, no additional information will be collected about you.
B. Persons From Whom Information is
Collected.
We may collect nonpublic personal information from individuals other
than those proposed for coverage.
2. Information we may disclose to third
parties:
We do not disclose
information about you to third parties whose only use of the information is to
market a product or service. However,
in the course of our general business practices, we may disclose the
information that we collect (as described above) about you or others without
your permission to the following types of institutions for the reasons
described below:
A.
To a third party if the disclosure will enable that party to perform a
business, professional or insurance function for us.
B. To an insurance institution,
agent, or credit reporting agency in order to detect or prevent criminal
activity, fraud or misrepresentation in connection with an insurance
transaction.
C. To an insurance institution,
agent, or credit reporting agency for either this agency or the entity to whom
we disclose the information to perform a function in connection with an
insurance transaction involving you.
D. To a medical care
institution or medical professional in order to verify coverage or benefits,
inform you of a medical problem of which you may not be aware, or conduct an
audit that would enable us to verify treatment.
E.
To the Nevada Department of Insurance or other insurance regulatory
authority, law enforcement, or other governmental authority in order to protect
our interests in preventing or prosecuting fraud, or if we believe that you
have conducted illegal activities.
F. To a group policyholder for
the purpose of reporting claims experience or conducting an audit of our
operations or services.
3. Your right to access and amend your
personal information:
You have the right
to request access to the personal information that we record about you. Your right includes the right to know the
source of the information and the identity o the persons, institutions or types
of institutions to whom we have disclosed such information within 2 years prior
to your request. Your right includes
the right to view such information and copy it in person, or request that a
copy of it be sent to you by mail (for which we may charge you a reasonable fee
to cover our costs). Your right also
includes the right to request corrections, amendments or deletions of any
information that is in our possession.
The procedures that you must follow to request access to or an amendment
of your information are as follows:
To obtain access
to your information: You should submit a request in writing to
Aniello Insurance Agency, 3012 W. Charleston Blvd., Suite 150, Las Vegas, NV
89102. The request should include your
name, address, social security number, telephone number, and the recorded
information to which you would like access.
The request should state whether you would like access in person or a
copy of the information sent to you by mail.
Upon receipt of your request, we will contact you within 30 business
days to arrange providing you with access in person or the copies that you have
requested.
To correct,
amend, or delete any of your information: You should submit a request
in writing to Aniello Insurance Agency,
3012 W. Charleston Blvd., Suite 150, Las Vegas, NV 89102. The request should include your name,
address, social security number, telephone number, the specific information in
dispute, and the identity of the document or record that contains the disputed
information. Upon receipt of your
request, we will contact you within 30 business days to notify you either that
we have made the correction, amendment or deletion, or that we refuse to do so
and the reasons for the refusal, which you will have the opportunity to
challenge.
4. Our practices regarding information
confidentiality and security:
We restrict access
to nonpublic personal information about you to those employees who need to know
that information in order to provide products or services to you. We maintain physical, electronic, and
procedural safeguards that comply with federal regulations to guard your
nonpublic personal information.
5. Our policy regarding dispute
resolution:
Any controversy or
claim arising out of or relating to our privacy policy, or the breach thereof,
shall be settled by arbitration in accordance with the rules of the American
Arbitration Association, and judgment upon the award rendered by the
arbitrator(s) may be entered in any court having jurisdiction thereof.
6. Reservation of the right to disclose
information in unforeseen circumstances:
In connection with
the potential sale or transfer of its interests, Aniello Insurance Agency, and
its affiliates (if any), reserve the right to sell or transfer your information
(including but not limited to your name, address, age, sex, zip code, state and
country of residency, and other information that you provide through other
communications) to a third party entity that (1) concentrates its business in a
similar practice, product or service; (2) agrees to be Aniello Insurance
Agency’s successor in interest with regard to the maintenance and protection of
the information collected; and (3) agrees to the obligations of this privacy
statement.